February 1, 2009 at 06:52 nn Under Privat-Bank - Features the national banking
Already well known on the Internet about the history, then as a man threw a Private Bank. Everybody read!
In short, the people, telling me how on Friday threw Privatbank
(Pecherske department - Predslavinskaya 19). I came to pay regular
payment , paid, and when you exit from the cash register, I was approached by one of the credit
managers, and asked to see the car, ostensibly for the inspection. For inspection
he offered to drop the pitch, with the bank. I - no problems, that's machine,
look. He asked to open the hood and show the registration certificate - for verification numbers
body and engine. I gave him the registration certificate (THIS IS MY HOME ERROR) .... He inspected everything,
and invited me to the bank for the signing of the act. (I thought the act of inspection of the car).
Later, it turned out that the signing of ACT EXEMPTIONS CAR !!!!!!! All this -
completely illegally, since 26.12.2008 I have not a penny of debt on
current account !!!!! What is the acc. receipts !!!!!! The loan agreement was signed
16.11.2006, for 7 years
There were several options to address the problem.
1. Sit in your car (the keys for me) to shoot down two plastic barrier and leave without the documents. Then
write to the police department of the loss of data sheets, and get a new one. From the bank
I would have received zavlenie me, this is a hooligan, but IMHO the case would not have
because the amount of damages and not as big.
2. Add them to the car, write a statement
in the police department , and through the court to return the car and the documents back - IMHO - a long and unrealistic.
3. To pay off a loan here and now. What I sobssno did. Specifically for me it did
My father, who took the last of the family. (Thanks to him for that huge)
The result - the car gave me the documents, too, the statement in the police department is, the course he is given.
WARNING !!!!!! If anyone has a car on credit - never ride on it to pay
contributions, in general, today, when I picked up the certificate for MPEG, the same head office,
told me that they do soon, even playground will not need - they bought towing
and blockers, and are any cars that they have a loan (and estessno a pledge)
take out its platform, the location of which nobody else would know.
No documents, no inspection machines for banking is not, and do not need.
He wants to see - out machine, look from a distance of 10 meters.
Incidentally - the names
Privat freaks - credit manager, who came up to me at the exit from
cash, and illegally - fraudulently stole my registration certificate - LOZHKIN Roman Viktorovich.
Head of Business ; cars in credit & # 8221; - SLINCHUK Stepan Nikolaevich (the one who told me
I am a "technical passport lost and he is somewhere in the snow")
The country is going bezpredel !!!!! Banking bastards pluck. The people - thought
recent 90-ies. Be vigilant!!
Shl. I ask the admins of this site, and all indifferent - has spread, this is my post, that would
more people know about this situation, and did not fall as J.
Original - http://nexia-club.com.ua/index.php?showtopic=2220.
I note from him that says a respected man with more than 1500 messages
Nexia in the Ukrainian club.
By admin
September 2, 2008 at 03:22 am Under Private Bank - Branches
It is hard to believe, but facts are facts: the leader of Ukrainian banks - "Privatbank", who holds the rank of banks on the first five (out of six existing) positions - really takes off Nikolaev "in full" if you pay utility bills.
Those citizens who are customers of the bank, of course, given a "priority" - now "Privatbank" peels off them just 5 hryvnia for one payment book. Given that utilities include rent, gas, electricity, hot and cold water, a bank customer being overcharged in excess of the utility services 25 hryvnia.
A more "noble" attitude in "Privatbank" to pensioners - with them for each book charge 1 UAH 50 kopeks.
But if you're not a customer, and not a pensioner, and pay for utilities you oh, it must be prepared to lay Privatbank for handling each of your little book, "nothing at all" - 30 hryvnia. Multiply 30 by 5 hryvnia (TIR) and obtain - 150 hryvnia. Normal course? Yes, the money the average family can pay for six months using the same power (in the calculation of 100 kW per month).
But, apparently, did not care for the customers "Privatbank" - it's just excessive labor bank employees! Either the passbook to the bank's clients NOT weigh at least half a ton. Well, the ordinary person in a different way you can explain this "Privat" nonsense?
In one of the branches of "Privat" We explained the situation this way:
"And what do you want? This is an internal policy of the bank. And then, in June for each book to the customer's bank, we took on 3 UAH. With no customer - to 20 UAH. And the fact that the increased costs in the cost of operations, plus rent, plus - increased salary, from July, it was decided to increase the amount for each book: clients - to 5 hryvnia, pensioners - 1,5 UAH., Not customers - 30 UAH. What does it mean - "not a lot there? Become a customer of the bank, and will not pay more! A more detailed explanation I can give only with the permission of Chairman of the Board, or if you give permission to the head office, which is located in Dnepropetrovsk.
So I'll get: in such a large-scale obiralovke people blame the financial magnates of the Dnieper? Or are they totally unknown do not know that Nicholas's reign such murk muddied?
Thank God, in Nikolayev, except for "Privatbank", - the shaft of other banking institutions to choose which, you want to!
For example, in "Ex-Im Bank" in the payment of all utility bills from people do not take ANY PENNY - even though you're a client, though not a customer, even though retired, although a student, even a millionaire.
In "Petrokommertsbanke" - take 1 UAH. for the book, if a person is not a customer of the bank, but payments from clients are accepted without fee passbook.
In Pravex-bank ": if you pay for gas, electricity, water, people pay only listed utilities, for the remaining 1% is taken from the amount of payment, but not less than 3 USD.
In the "Kievan Rus" - payment of utility is not the client will cost UAH 1. a book for a client of the bank - 50 kopecks, in Aval - 3 UAH. for the book, though a bank customer, though not the client.
The choice with the locals, as we see, there is. Therefore, all the more incomprehensible to the purpose of "Privatbank", setting such exorbitant rates.
Or they just do not care about their potential customers?
Maybe if they did not flinch Nikolaev, then in banking leaders in the top five will not be included? ..
Based on materials Mykolayiv Internet newspaper
By admin
March 27, 2007 at 01:25 nn Under Private Loans
I decided to buy audio equipment and for this to take credit in Privatbank. I'll explain why in Privatbank: first I had a spare card in the square of this institution, and secondly I really like this bank by their attitude towards customers (working with). When we came into the store and ask where's the Privatbank? And employees of OOO "Private -Credit " have been very fast and they say yes we have Privatbank - and we'll need.
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(As it turned out later that they had to Privatbank only attitude that used borrowed money, taken from the bank.) It turns out that even the first introduction we started with a lie. We chose the product, design it and signed the contract I signed, and we drove home appliances. And here was a nuisance - with column marriage. We returned it to the store (this was no problem) and have others, but they were cheaper and, of course, the loan amount has decreased. Altered the contract and with peace of mind drove home.
But a month went by - I had to make a monthly payment. And then it began.
Horror of horrors! So come to us we do not have copies of the documents will be examined, then go, deal with an initial contribution. And that's all I say, and calls to mobile, home and work. Imagine how all this nervous! And now I'm on all these requests and all sorted out. But then it happened as follows: three months after I began to call and say that I have a debt and that I urgently need to pay it, because .... Well, you know. I'm shocked. How so, how could the debt because I pay for - the time and all the receipts I have in stock. But here it was. OOO "Private -Credit " I began to call three times a week and tell me about my problems. So I broke down and went into the shop, where everything is drawn up (this was my step to what I've become a regular visitor at the credit department store), to all to understand.
I was naive. Imagine: a girl sitting on all my questions are answered "do not know", "We did not teach," it says the machine ", etc. And it is not "frost", but really it is. She could not even show me how they think the monthly payment. I'm shocked. Well, judge for yourself: you're working, doing your job, and (more ... although I do not think I asked something in excess of their work), answer the questions "do not know, I did not teach" is that the norm? " Yes, I would have my work would be kicked out for it! But with all that I said this girl, do not worry you are all ok and you all pay for our program - all good. And I calmed down. But not for long as it turned out. A month later - again calls. I'm going again. Again, "I do not know, not taught, do not pass". I'm beginning to find out myself. I realized that the place did not achieve. She found the main office OOO "Private -Credit " - in Dnipropetrovsk. I called back. They say: write a letter than you have a problem. Writing. Transmitted by the Donetsk branch. I send by e-mail. The result is zero. Penalty increases her not crying, but the monthly payment am submitting in time. Call me continue with the message of fines and late payment. I go to the store. I go to Privatbank, go in " "Private -Credit " , but I always send to dr.dr. and in Privatbank I am told, and you know, this office to us is not related as much nothing! They only use our money. (Later it turned out that this is not true) Another shock!
I came into the shop to write another letter, written to me girl says: Come tomorrow, will be the answer. I come. And what do you think? They are not there! " ... I like it mildly - surprised. I go to the store, but I am told: You know, they terminated a contract with us and more to the point we will not! Imagine what I felt. I began to call Donetsk numbers company " "Private -Credit - numbers are not available, call the Dnepr - do not take up. Contact the store where purchased goods and there to help me - have found new mob. Rooms This Sharashkin OFFICES! In general I have found them. And again all over again. I write applications for all levels of their superiors. The result is zero. Penalty increases. Why - no one knows. In general, spat on them such "super experts" and begin to herself to figure out what the problem.
It turns out that when the girl has made changes to the contract, it amended the contract to print, and changes in the program are not made. And because the new product was cheaper, then the payment amount has decreased and I pay under their contract, but they sum up the old contract and she's great. And they are offering me: pay our way, and then figure it out!! Naturally I did not agree. And as it turned out the difference between her and my contract and they comprise fine. I go into this company and say what they have a problem. The girl who caused my contract says that her program is the same amount as in my contract.
BUT! what was it she did not show it. I called the Dnepr - they have a program other amount. Find out whether someone has to make changes to the program retroactively - no. It turns out that the company employs solid liars! This is in addition to the fact that there still is not qualified. And that amount, the cat. they do not have hanging on the p / s in store for outstanding payments. I've already learned in the store. Well, imagine that for the experts, cat. can not find anything? " I'll find a store that you need to do to get money transferred to the p / with " "Private -Credit . Just write a letter. I agree to do it myself, but NO! It is necessary to make this company " "Private -Credit . Inform. Not done so yet, but comprise a penalty. And here is new: I go to pay again and I do not accept payment, saying paying a penalty, then take the payment. And then I broke down and a scandal at the bank. Accepted. But how many nerves it cost me! The enemy does not want. And that's not all: in cash, when they made payment order ACCIDENTALLY typed p / s not OOO "Private -Credit and store. And again all over again: a call from the company and say that I have a fine! Maybe it's the human factor? But I know exactly what I'm not the only one! Such problems are, and others. I saw the same people obbivayuschih thresholds. What kind of attitude towards customers?
But this is my credit history. So I had to do everything itself.
I'm going to consult a lawyer. And then new - no print on the contract. It turns out they were of the order - they do not call it their seal. There's only my signature and all! And this company can be called serious? Doubtful.
And then the news LLC "Private -Credit and Privatbank shared their possessions. And all treaties made, the cat. were concluded before 01.12.2006. pass into PrivatBank. All over again. I write letters to all levels of management of the bank. Zero. Are investigated so far. 9mesyatsev. While the answer is no. Nerves twisted everything is inside out.
And this Sharashkin Office Ltd. "Private -Credit " to the present day seems PrivatBank. I heard with my own ears. Thus, using the bank's reputation and deceiving potential clients.
At the bank, I asked that I be given a certificate upon completion of all this red tape (sincerely hope so. What it will soon end), about my credit history is positive. But I was told that such information is 100.00 USD! Who can tell me why I should first pay a penalty for another's mistakes, and then another, and for help, the cat would confirm that this is not my irresponsibility??
Why someone should profit from me?
A matter of principle - I do not leave it just so and at least prove their rights! Even so, that I was pretty battered nerves, and I suppose - that's not all!
Sincerely, Julia Khorol's'ka reader "UK
Source: Ukraine Criminal
By admin
February 24, 2007 at 12:50 am Under Privat-Bank - Features the national banking
To the Editor of "UK" asked several citizens - users of plastic cards with complaints of various kinds of violations of obligations on the part of "Privatbank". Complaints and complaints about the activities of "Privat" came to us before, but in recent years, according to the laws of dialectics, their number has grown in quality. What compels us to draw on this issue more attention.
Thus, we describe the two most significant and frequently recurring violations "Privatbank" commitments to customers on so-called "card" program with examples of individual users, where such violations, we can confirm the document.
"Penny to penny - the old Jew on the new bow"
(Russian proverb)
Citizen T-h, Vladimir Vladimirovich is a client of "Privat" on the program so-called. Salary Service, in which the card account the customer paid wages. Note that in recent years the program has become very popular among almost all banks in Ukraine. Moreover, experts believe that it is with its introduction of payment cards as a financial instrument and began their mass development in Ukraine.
However, a citizen of the T-h in a certain period serve out his collaboration with Privatbank wished to participate in the card program and was disappointed in financial instruments as a result of participation in a very unpleasant story.
The company, which employed the T-h, listed on his card account in "Privatbank" salary that is fully supported by several documents - vipiskoy write-off money from the account of the company in favor of T-cha, an extract of the money in the account. Money on the documents were enrolled in the same day, and complaints, it seemed, should not be.
But later that day issued an ATM receipt, which, the money in the account of T-cha was not there. Assuming that the money just did not enroll at the expense, the T-hour visit to the ATM the next day, but the result was the same. At this time T-h, and felt something was wrong. Accounting explained that the money was transferred yesterday, backed his claim an extract, at what T-h learned that no one had similar problems. Failure to provide the money stated colleagues T-cha-workers, as well as other clients "Privatbank" that beset the ATM .
Attempts to clarify the relationship with "Privatbank" were naughty implications. Applied to the "Privatbank" T-Chu explained that the money for the account received, but ... T-h of their own and took off for half an hour after admission to the account of what even gave statements and copies of checks!
T h immediately said that the money he did not take off, and obviously there is some sort of absurdity with which to deal. With rare unanimity workers "Privatbank" simply refused any further communication with the client, in fact, show him the door. During the month T-hour vainly trying to insure the credibility of the Bank of reciprocity and understanding, asking for at least understand. However, such attempts are later proved to be very successful. One day the T-h, with little hope of success "found out" ATM discovered ... on account of the amount that he neskolkima weeks earlier, according to "Privatbank", allegedly took the card account ... just seemed to prevail, and the client must be satisfied, but is that really?
Situations in which the accounts of users of credit cards dug by unknown attackers are, unfortunately, the realities of today. And the "UK", by the way, this more than once already written. In case of such circumstances, a decent and a little bit self-respecting bank, received a statement from the client to immediately block the card and stop the operation, as they say, to find out. Moreover, virtually every bank without much risk of taking a similar independent decision on blocking operations on the account if there is suspicion on the legality of the operations of the client's account, any doubts that the operation makes it the client.
Almost all of the readers of the UK "- customers payment cards - knows that even if in the near abroad will pay for lunch in a five-dollar fast-food through the cards, an hour or two to call him from the bank issuing the card and discreetly inquire if you do not h before dinner and paid the price in a diner, so to speak, in Krakow or Budapest? After receiving an affirmative answer, bank employees will no longer be particularly worry and doubt about the income from the host country of payment documents for withdrawal of money from your account. Not having access to your bank may, on self-initiative zabolokirovat your card.
Bank (note - a decent bank) , so it truly cares about the customer, saving his money. It is easier to insure and protect it from the cancellation of all customer cash held in the card (the more so that most banks in the Model Contracts are trying to resolve these issues). The card you could have stolen a week ago and you are in Kiev and did not notice her disappearance, did not even suspect that your card to pay for purchases in Canada or Brazil. Either the same card with you, and crackers use for deduction from your account all sorts of duplicate devices, copy and substitutes. It could happen outside intervention in information systems through the so-called. Hackers, as a result customers could also not doschitatsya their savings.
In almost every case you will lose money, and none of you will not return. The responsibility of banks is minimal, and the return of funds lost in that case, professionally and successfully engaged in only a few experienced lawyers. We shall return to this theme, however, note that the behavior of the bank remains the same - immediate blocking of the card and carrying out by appropriate investigations, referral to law enforcement authorities and others, it is reasonable and logical explanation of the ...
However, in our case, "Privatbank" nothing like it did! Asserted by the client as "perhaps the illuminated" card, had access to the ATM every day to get her statement, and if at the expense of tens of thousands of submitted neskolno hryvnia - the initiator can freely use them. "Privatbank" was not notified law enforcement authorities, and did nothing to clarify the circumstances of the scrapping of money.
If the bank in such a situation did nothing - for it should immediately take the license. Bank, with such a level with the security of customers' funds, has no right to work. It's like that just put their money on the street, in a conspicuous place, closing the piece of paper - roughly the same level of security.
Our personal belief on the rationale for such behavior "Privatbank" as follows: from the very beginning of "Privatbank" knew that the money the customer T-cha (as well as thousands or millions of other customers), nowhere does not really gone away. Their alleged cancellation of ATMs in certain amounts have been programmed and controlled. Because, on treatment of clients went unanswered and was not worried. And law enforcement agencies the bank is therefore not addressed - by the way, for deliberately untruthful accusation criminalized (Article 383 of the Criminal Code of Ukraine).
The money is in the bank and were thus in a few days (weeks) "removed" from customers to higher-priority goals "Privatbank". For completeness, we note the study (immediately with the reservation that it could be a mere coincidence), which is described absurdity with obtaining money took place just at the peak of public-public showdown over the ownership of the infamous NFP.
Spicy, is not it?
When can avoid the requirements, the money (the scale of the alleged amounts previously written off) were enrolled at the expense of customers without any explanation or motivation. Assume that as the "excuse" may emerge utterance - "computer virus", or something like that. Again, that even in the case of a real "dataprojektor attack" bank on the day of treatment the client had to lock the card in order to prevent possible abuse.
Imagine what it means to the scale of Ukraine on the whole system of "Privatbank" block on a couple of days for each client at least a thousand hryvnia? Blocking and withdrawn from circulation on the scale of the resource may be up to a billion hryvnia! Some percentages may take up to several tens of millions of hryvnia. The game, as they say, worth the candle ... Money earned easily and gracefully from scratch.
Here's another interesting feature of making money "Privatbank" on unsuspecting customers. By the way, tell us customers "Privatbank". So:
When withdrawing cash from an ATM, "Privatbank" withholding from clients 0,75% commission, as every time fairly warned, and that provided by the contract of service. But! ..
If a customer takes, for example, 20 UAH., The amount of commission is 15 kopeks. - Everything seems correct and justified. If the amount withdrawn will be 10 USD., Then 0.75% up 7.5 cent. Catch?
"Privatbank", of course, rounds off this amount in a larger way - to 8 cop.
Thus, whenever the amount of charge is not a multiple of 20, rounding occurs.
This occurs every time in cases of UAH 10., 30 UAH., 50 UAH., 70 UAH., 90 UAH., 110 grn., 130 grn., Etc.
Proven fact - it is not 0.75% and 0.8%! But "Privatbank" talks about 0,75%, and that this rate of lures and attracts customers!
Note that analysts conducted by "CC" analysis of the rates for cash withdrawal through ATMs majority of Ukrainian banks is positioned in the amount of 0,8%. And among these rates Privatbank profitable, at first glance, differs scruples and discounts at 0,5%. As we see, wrongly ...
There is an unfair advertising, as a result of giving "Privatbank" additional and undeserved benefits ...
Why Privatbank, from the standpoint of fairness, for example, the calculation is accurate to the second digit after the decimal point? Do not think that it is very difficult.
Or learn to round downward, that is not in their favor, and in favor of the client, go to meet him?
A trifle like, but you can only imagine how many people in Ukraine, using such cards to pay these penny EVERY DAY! Penny, which eventually develop into "a world on a string ..." ...
Again, the amount of up to several million hryvnia profits each month. On an empty place.
That still live in Ukraine PRIVATE card tricksters, refined out of nowhere pretty good way to replenish their own pockets.
Traditionally, we hope that the authorities will give proper legal assessment of the steps above "Privatbank", and notify us of the results, which will become available to readers of the UK ".
Alex Svyatogor lawyer
Article from the "Criminal Ukraine" from 16.12.2005 9:44
By admin
